Many travelers today don’t prefer to buy travel insurance as they think it’s the little extra waste of money on top of their ticket bookings. But do you think this is correct? Let’s first explain what is travel medical insurance and why is it important? Buying travel health insurance is of course a good idea for more expensive flight tickets. This will prevent you from loss of thousands of dollars from an unexpected or unforeseen event. You might think of two important question while booking flight tickets. Firstly, where to go and secondly, where to stay. But whether you should buy a travel insurance or not is one another most important question which you should keep into account. Especially in case of expensive flight tickets. Let’s first highlight the fact of travel insurance.

What is Travel Insurance?

A travel medical insurance for a traveler covers the cost and all losses associated with traveling. It’s a protection shield for all travelers who travels either abroad or domestically. It’s a means of protecting you from any unforeseen travel misfortunes like baggage stolen, flights getting cancelled, baggage lost and etc. It’s probably worth buying a travel insurance as it doesn’t cost much and it reliefs you and your mind against any unexpected events.

Why Travel Insurance Important?

Imagine of an unexpected event like one of your family members get injured or became sick during your trip. Getting a treatment might be more expensive in another country. The Foreign and Commonwealth office will not pay you for the treatment or the price of flying back to home. But a travel health insurance can cover all your medical costs abroad. It even arrange repatriation flights in case of any medical emergency. Even in case of flight cancellations, any baggage stolen or lost. A travel insurance will cover all your efforts and money.

Take the example of securing your Schengen visa. One of the most important requirements needed to secure your Schengen Visa is a travel medical insurance. All the countries in the Schengen area requires you to have a Schengen-compliant travel medical insurance as set by the embassy. Schengen area does not offer medical insurance. So you must secure it from your private insurance company. This requirement is not to earn an extra penny but to make sure that you get enough medical coverage from spending heavy expenses for your medical bills.

You should ensure yourself and your loved ones a happy journey and stay. Accidents can happen anytime and you should always be ready to deal with it when you are away from your home. In other words, it’s not worth leavening any chance when your flight ticket is expensive.

What Does a Travel Insurance Covers?

Generally, a travel insurance covers your main concerns like medical emergencies, lost or stolen baggage, trip cancellations, and any travel delays. It protect and cover you from any unforeseen events due to financial loss on or before your trip.

With Trip Cancellation Insurance Coverage, you can get your prepaid and non-refundable trip expenses. Coverage starts from the day you leave for the trip.

Medical Insurance coverage can reimburse the cost linked with medical treatment during your trip. This can include coverage for ambulance and physician services, hospital charges and other expenses.

Travel Delay Insurance Coverage will help you in case of any flight delay for any reason like weather conditions or any mechanical breakdown. It covers hotel accommodations and your meal charges during your delay.

Lost or Stolen Baggage Insurance Coverage can cover your lost or damaged items, or any delayed baggage.

When to Buy Travel Insurance?

You are not likely to see your thousands of dollars washed away in non-refundable purchase because of an unforeseen event. So it’s a good idea to buy a travel insurance for more expensive bookings.

You have to buy travel insurance within 15 days of booking of your trip, to qualify for a full coverage. You also need to notify the insurance provider within 72 hours of your booking cancellation. The longer your wait time to get a policy, the lesser is your opportunity to cancel or file a reimbursement claim.

You can even buy your travel insurance one day before your departure, if you’ve already booked your trip. You just need to include the above mentioned factors in your decision if it’s already 15 days since your booked trip.

Travel insurance provides you and your family an additional peace of mind. But you can avoid insurance when trip cost is relatively low or you have trip protection benefits. It is a type of financial blessing for huge and non-refundable travel expenses. Travel insurance can worth its weight like a gold when your trip is harmed from any medical condition, weather conditions, or any other local events. Afterall, every traveler will thank their insurance provider for having a safe and peaceful trip.

Get the lowest and the best insurance coverage with our help. You can click our company’s website link. Contact us for any further help and assistance to acquire a visa.